4 Best Alternatives to Long-Term Care Insurance

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4 Best Alternatives to Long-Term Care Insurance

Long-term care insurance is a specific type of health insurance that helps people pay for long-term care. It covers the types of care not included in traditional medical plans, Medicare, and for people not eligible for Medicaid.

Even though long-term care insurance covers people with a variety of issues from different age groups, it may not be the best option for some. The potential need for long-term care should not be overlooked. A majority of people will require it when they get older. Approximately 70% of people who turn 65 today will require long-term care at some point, according to the U.S. Department of Health and Human Services.

Long-term care insurance is expensive and not everyone is eligible, but these four alternatives can provide good coverage for those in need of long-term care.

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