Not all cars stick with you for the long haul. Sometimes, a car is only temporary, and you don’t need a long-term car insurance policy. That’s why there is temporary car insurance, a kind of short-term coverage that will protect you and your vehicle for a limited period of time.
Most major car insurance carriers actually use traditional policies that you cancel before the six or twelve-month term. You only pay the prorated amount for your short-term needs.
Before you sign up, however, there are a few things you should know. For example, not all insurance providers are created the same. The insurance company you can choose can significantly impact what coverage you can buy and how much it will cost you. We researched the best temporary car insurance companies based on features, costs, and more. Here are our top choices.
The 6 Best Temporary Car Insurance of 2021
- Best Overall: USAA
- Best for Collector Cars: Nationwide
- Best for Driving in Emergencies: Allstate
- Best for Multiple Car Coverage: GEICO
- Best for Seniors: Liberty Mutual
- Best for Filing Claims: State Farm
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